Voluntary Benefits
Liberty is pleased to offer employees the opportunity to purchase accident and critical illness insurance through Lincoln Financial. Both these benefits will pay cash payments for covered accidents or illnesses directly to the covered member. Coverage is available for employees and their eligible dependents.
My Lincoln Portal Overview
How To Report Your Absence Online
Voluntary Accident Insurance
- Pays you a benefit for an injury or treatment received due to an accident
- Pays based on a schedule of benefits
- Coverage is available for you, your spouse and eligible dependents
- Policy is fully portable if you leave or retire
- $50 wellness screening benefit. You receive a cash benefit every year you and any of your covered family members complete a single covered assessment test.
Accident Benefits at a Glance
Video: Accident Insurance
Voluntary Critical Illness Insurance
- Provides cash benefits if you or a covered family member is diagnosed with a critical illness or event
- Choose from $10,000, $20,000, or $30,000 benefit amounts
- Coverage is available for you, your spouse and/or children
- $50 wellness screening benefit. You receive a cash benefit every year you and any of your covered family members complete a single covered exam, screening or immunization.
Critical Illness Benefits at a Glance
Video: Critical Illness Insurance
Voluntary Pet Insurance
My Pet Protection pet insurance from Nationwide has options to meet every budget and offers more choices and more flexibility to insure your beloved pets. Coverage is also available for exotic pets.
- Get cash back on eligible vet bills – choose your reimbursement level of 50% or 70%
- Available exclusively for employees of Liberty Healthcare
- Use any vet, anywhere – no network, no pre-approvals
- All plans have a $250 annual deductible and $7,500 maximum annual benefit
- Multiple pet discounts
How to use your pet insurance plan:
- Visit any vet, anywhere.
- Submit claim.
- Get reimbursed for eligible expenses.
Enrollment in pet insurance can occur at any time throughout the year without a qualifying event. Policies renew 12 months after initial effective date. Payment for this benefit is handled via payroll deduction.
Get a fast, no-obligation quote at benefits.petinsurance.com/libertyhcare. To enroll your bird, rabbit, reptile, or other exotic pet, call 877-738-7874.
Video: Pet Insurance
Voluntary LegalShield Pre-Paid Legal with ID Theft
Covers member, spouse, significant other, and dependents up to the age of 26.
- Standard Will preparation, Living Will and Medical Health
- Power of Attorney
- Unlimited Legal Advice/Consultation Letters/Phone Calls
- Legal Document Review
- Routine Traffic Tickets
- Uncontested Separation, Divorce and Adoption Representation
- Uncontested Name Change
- Trial Defense
- IRS Audits
- 24/7 Emergency Assistance
Identity Theft Plan
Covers member, spouse, significant other, and dependents up to the age of 26.
- Credit Report
- Continuous Monitoring
- Personal Credit Score
- Identity Consultation
- SafeGuard for Minors
- Identity Restoration
LegalShield Pre-Paid Legal with ID Theft
Voluntary Allstate Identity Protection
Identity theft can happen to anyone. Get comprehensive identity monitoring and fraud resolution, plus mobile cybersecurity to help you protect yourself and your family against today’s digital threats.
With Allstate Identity Protection Pro+ Cyber, you get features designed to help you defend yourself from today’s risks. Coverage includes the most comprehensive identity protection features in the market, plus browse confidently with powerful cybersecurity features powered by Lookout mobile app.
You can also get coverage for your whole household, plus senior family coverage for your parents, in-laws, and grandparents age 65+, family mobile device protection for up to 10 devices, and up to $2 million in expanded identity theft, cyber and ransomware expense reimbursement.
